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PartnerSource:
The Nonsubscription Authority

Texas is the only State in the U.S. that allows employers to reject the workers' compensation system and establish their own occupational injury program, largely free from governmental regulation. Employers who chart their own course are known as "nonsubscribers."

PartnerSource is the most comprehensive and experienced nonsubscriber consulting firm and insurance agency in Texas. Over the past 15+ years, PartnerSource Principals and Consultants have designed, implemented, insured and administered nonsubscriber programs that cover hundreds of thousands of employees.

Why Choose PartnerSource Nonsubscriber Services?

Experience – No one has more.

  • Designed and implemented hundreds of nonsubscriber programs over the past 15+ years.
  • Represents most of the biggest nonsubscribing employers (over 60 with more than 500 employees and over a dozen with more than 10,000 employees), including several of Texas’ largest food service, hospitality, manufacturing, retail, transportation, elderly care and healthcare companies.
  • Prepares injury benefit plan documents and advises on claims with respect to every major nonsubscriber insurance policy
  • Developed every major injury benefit plan design innovation since 1989.
  • Advised on resolution of hundreds of complex nonsubscriber injury claims, including dozens of death and dismemberment claims and lawsuits.

Commitment – We’re committed to the nonsubscriber marketplace.

  • 90% of firm revenues relate to occupational injury programs
  • Continuous quality improvement
  • Ongoing support, training, and auditing functions
  • Frequent speeches and articles, including the "Nonsubscriber Newsletter" (the leading industry publication since 1992)
  • Award Recipient, Texas Association of Responsible Nonsubscribers
  • Organized the Nonsubscriber Committee for the Texas Association of Business

Value – Fees below market for comparable resources.

  • Flat, contingent, or other basis
  • Discounted consulting rates for retainer clients
  • Value-added service packages for insurance clients

Resources – The only fully integrated nonsubscriber consulting firm.

  • In-house employment and employee benefit lawyers
  • Employee communication services
  • Claims and defense litigation management services
  • Medical management services through our affiliate (OccMD Group), including in-house, board-certified occ med physician and nurses
  • Nonsubscriber insurance experts – licensed P&C and employee benefit insurance agents (but frequently work with other brokers); have helped bring many nonsubscriber insurance products to market
  • Traditional Benefit expertise

Successful Track Record – A decade of satisfied nonsubscriber clients.

  • Over $300 million in occupational program client savings
  • Implemented most of the largest new nonsubscriber programs during the past decade, several of which cover hundreds of locations.
  • Negotiated one-of-a-kind nonsubscriber insurance coverage terms with multiple carriers
  • Developed or updated injury benefit plans covering over 500,000 employees

Annual PartnerSource Nonsubscriber Conference – Sold out each of last 3 years!

  • Meaningful nonsubscriber advice
  • True experts on nonsubscription
  • Considered the most effective nonsubscriber conference in Texas

Call toll free 800.248.7599 x4590 and learn more.

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