These alternatives to workers' compensation, or "Options" provide:
- Acceptance by medical providers who do not accept workers' compensation
- An easy way to provide increased benefit levels to the injured associate, especially the paycheck-to-paycheck worker
- Enhanced ability to confirm the injury occurred at the workplace
- More flexibility to implement readily accepted medical management techniques that are commonly used in Group Health
- Ability to focus treatments on those that are proven
- Insurance is available without collateral requirements
- Ability to settle claims
- Significant savings, even with increased benefits
- High levels of employee satisfaction with meaningful increases in employee benefits
- Not a permanent decision - can return to workers' compensation at any time
- Competitive insurance markets and third party administrator participation
- Offers a high Return-on-Investment!
Option Advantages
Director of Safety and Risk Management
National Full-Service Transportation Dealership, Option Employer since 2015
One Injured Employee's Story
Experienced Option Program Professional