There are a number of jurisdictions across the United States that allow an Option to Workers' Compensation.  The primary Option marketplace is Texas, with approximately 80,000 businesses electing to pursue a different route for employee care.

Other Option programs include:

  • In 2013, a program was created in Oklahoma.  Click here for more information.  
  • Public entities in Tennessee
  • Wyoming allows employers who meet certain criteria
  • University of Alabama, Auburn University and other universities in the state of Alabama
  • Tiny employers in many states